Line of financing for self-employed workers and traders

These are grants in the shape of guarantees for the financing of the projects of entrepreneurs, self-employed workers and micro-, small and medium-sized companies in order to enhance the competitiveness of Catalan companies and revive the Catalan economy. The loans can finance both costs of investment and working capital and are available for a minimum of €10,000 and a maximum of €100,000. The following terms are applicable to operations: 12-month Euribor plus a differential of up to 5.75 points. Maturity of 5 years, including 2-year period of grace. The Catalan Institute of Finance will guarantee of 70% of the outstanding capital. Opening fee of 0.5% of the loan amount.

Addressed to: Any incorporated company or self-employed worker, micro-enterprise, SMEs (that work in trade) that is based or operates in Catalonia.

Your business is:

Shop or store

Professional services

Ancillary industry and logistics

Carrer Provença, 339
08037 Barcelona

ccam@gencat.cat
934 849 909
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