First Company Loan

This loan caters for the investment requirements of new entrepreneurs when they start their business and is also suitable for cases of diversification, in which new branches of business are created. The guarantees requested may be personal or of a mortgage-type. The company may opt for a fixed rate of interest for the entire duration of the loan or variable rate of interest that includes an initial period at a fixed rate and a period at a variable rate tied to the Euribor index. Advantages: adapting financing time to expected generation of company resources. the chance to opt for a period of grace; ability to finance up to 100% of the investment (up to a maximum limit); free of repayment or cancellation fees, which thus helps adapt payments to growth in revenue; and choice of a fixed rate of interest (assuming no market fluctuations) or variable rate (adapting the financial cost to the real market situation in each review period). This service is available at any of the institution’s offices in Catalonia.

Your business is:

Shop or store

Professional services

Ancillary industry and logistics

Carrer Mallorca, 260
08008 Barcelona

atencioncliente@ibercaja.es
900 102 706
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