Services for entrepreneurs
provided by public and private institutions from Catalonia
Ultra-light Loan (allowances)
Ibercaja Banco, SAFunding | Business angels & venture capital
To solve the company’s financing problem, the logical solution is Ibercaja Ultralight Loan: a loan at a variable interest rate, which may improve the terms of the 2014 ICO Business and Entrepreneur line of financing with a discount on a variable interest rate of up to 2.00%. A discount on your interest rate is given for each of the following options: a new contract with Ibercaja for one or different risk insurance policies, with a total annual net premium of over 500 euros.- Discount of 0.50%; management of receivables and national payments in an account opened at Ibercaja, for an amount of over 50,000 euros every six months and at least five operations.- Discount of 0.50%; management of payroll and Social Security in an Ibercaja account, with a monthly average exceeding 12,000 euros and at least 2 operations every six months.- Discount of 0.50%; management of international receivables and payments in account opened at Ibercaja, for an amount of over 50,000 euros every six months.- Discount of 0.30%; new vehicle leasing operations at Ibercaja, for a sum of amounts exceeding 25,000 euros.- Discount of 0.20%; coverage of interest rate for a minimum amount of 80% of the Ultralleuger® loan financing limit.- Discount of 0.20%; agricultural and fishing income in Ibercaja accounts, for an amount of over 25,000 euros in the last 12 months.- Discount of 0.20%; and invoicing via an Ibercaja POS, for an amount of over 25,000 euros every six months.- Discount of 0.10%. This service is available at any of the institution’s offices in Catalonia.
08008 Barcelona
Ibercaja Banco, SA
Loans and guarantees
Barcelona
Regional service