#ServeisPerEmprendre

Services for entrepreneurs

provided by public and private institutions from Catalonia

ICF/Avalis lines of financing

Catalunya Banc, SA (CatalunyaCaixa)
Funding | Loans and guarantees
#ServeisPerEmprendre

Support in covering risks involved in the award of working capital through ICF/Avalis guarantees on loan operations, credit accounts, discount, overseas trade, guarantees, factoring and confirmation of payments. It requires a total increase of working capital positions of at least 10% Avalis will deal with guarantee operations of up to 600,000 euros and the Catalan Institute of Finance with transactions worth over 5 million euros. Demand guarantee. The guarantees provided by customers are shared by ICF/Avalis and CatalunyaCaixa, in proportion with the risk guaranteed. Repayment period: 3, 4 or 5 years (reviewed annually). This service is available at any of the institution’s offices in Catalonia.

Addressed to: Self-employed workers and companies with a turnover of 250 million euros or less that operate in Catalonia.

This service may be of use to you if ...
you are in the phase of:
Growth and consolidation
Your business is:
Shop or store
Professional services
Technology-based companies
Start-ups
Social enterprises and cooperatives
Ancillary industry and logistics
You are in the sector:
All sectors.
Regional service, access
Plaça Antoni Maura, 6
08003 Barcelona
Avinguda de Prat de la Riba, 10
25004 Lleida

Rambla Nova, 104
43001 Tarragona

Plaça del Marquès de Camps, 16
17001 Girona

Collaborator institutions

  • Institut Català de Finances (ICF)

  • Avalis de Catalunya, SGR

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