#ServeisPerEmprendre

Services for entrepreneurs

provided by public and private institutions from Catalonia

Ultra-light Loan (allowances)

Ibercaja Banco, SA
Funding | Business angels & venture capital
#ServeisPerEmprendre

To solve the company’s financing problem, the logical solution is Ibercaja Ultralight Loan: a loan at a variable interest rate, which may improve the terms of the 2014 ICO Business and Entrepreneur line of financing with a discount on a variable interest rate of up to 2.00%. A discount on your interest rate is given for each of the following options: a new contract with Ibercaja for one or different risk insurance policies, with a total annual net premium of over 500 euros.- Discount of 0.50%; management of receivables and national payments in an account opened at Ibercaja, for an amount of over 50,000 euros every six months and at least five operations.- Discount of 0.50%; management of payroll and Social Security in an Ibercaja account, with a monthly average exceeding 12,000 euros and at least 2 operations every six months.- Discount of 0.50%; management of international receivables and payments in account opened at Ibercaja, for an amount of over 50,000 euros every six months.- Discount of 0.30%; new vehicle leasing operations at Ibercaja, for a sum of amounts exceeding 25,000 euros.- Discount of 0.20%; coverage of interest rate for a minimum amount of 80% of the Ultralleuger® loan financing limit.- Discount of 0.20%; agricultural and fishing income in Ibercaja accounts, for an amount of over 25,000 euros in the last 12 months.- Discount of 0.20%; and invoicing via an Ibercaja POS, for an amount of over 25,000 euros every six months.- Discount of 0.10%. This service is available at any of the institution’s offices in Catalonia.

This service may be of use to you if ...
you are in the phase of:
Growth and consolidation
Your business is:
Shop or store
Professional services
Ancillary industry and logistics
You are in the sector:
All sectors.
Regional service, access
Carrer Mallorca, 260
08008 Barcelona
Carrer Doctora Castells, 1
25001 Lleida

Rambla Nova, 117
43001 Tarragona

Carrer Emili Grahit, 6-8
17002 Girona

Other services of the institution

Loans and guarantees

Barcelona

Regional service

First Company Loan
Ibercaja Banco, SA

Business angels & venture capital

Barcelona

Regional service